@misc{Janowski_Andrzej_The,
 author={Janowski, Andrzej},
 howpublished={online},
 publisher={ScienceDomain International},
 language={eng},
 type={artykuł},
 title={The development of Polish life insurance market in the context of Austrian School – client’s approach},
 keywords={agents, Austrian School, effectiveness, human resources, insurance, management, personality, provision},
}