@misc{Balewski_Błażej_The,
 author={Balewski, Błażej and Janowski, Andrzej},
 howpublished={online},
 publisher={[Nakł.aut.]},
 language={eng},
 type={artykuł},
 title={The life insurance agents’ competencies as a main criterion of life insurance companies effectiveness- service approach},
 keywords={agents, competencies, human performance},
}