@misc{Balewski_Błażej_The,
 author={Balewski, Błażej and Janowski, Andrzej},
 howpublished={online},
 publisher={Akademia Techniczno-Humanistyczna},
 language={eng},
 type={materiały konferencyjne},
 title={The competency management as a determinant of life insurance companies development},
 keywords={competencies, effectiveness, management},
}